Give your users access to the risk free rate
Provide your users with a superior cash management experience. The Spiko API enables you to embed the risk-free rate into your product, seamlessly and under your brand.
Talk to us![Spiko integration for developers](https://cdn.prod.website-files.com/65e76557aaec7d25009c429e/6683ef3ca34a3b8dbbc78492_667febe8aa9f1e4cd7e7d836_a3a18a48402eb39c4654dd0f96e8ccdf.webp)
Integrate Spiko in less than a week
Become a distributor of Spiko's funds
Sign a distribution agreement for Spiko funds. Whether you're a regulated entity or not, we have tailored options just for you.
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Integrate Spiko into your app
Use our SDKs to integrate Spiko products into your application. Test on our staging instance.
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Your users get access to the risk-free rate
Your users get a daily return on their cash. They can withdraw their money and the interest earned whenever they want.
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Daily yield in € or $ for your users
Interest rates have increased significantly over the past 18 months. And yet, bank accounts or stablecoins still yield 0%. Moreover, term accounts lock money for several months at suboptimal rates. Instead of letting your customers’ cash lose its purchasing power, investing in the Spiko funds allows them to capitalize on the rise of interest rates with the ability to cash out at any time.
Onshore, fully regulated
The funds are fully-licensed money market funds, approved and supervised by the French financial markets authority (Autorité des marchés financiers).
All parties involved are regulated in France and comply with European Union law. Money market funds are required by law to hold highly liquid and ultra low duration assets.
Safety first
Your money is invested in short-term government bonds issued by the most powerful and financially stable Nation States. These assets are widely considered the safest in the world. Your assets are never on Spiko's balance sheet. They are held by one of the world’s largest custodian bank, with more than $5tn assets under custody. In no instance do Spiko Funds hold any stablecoins. Therefore, you are completely protected from the counterparty risk of stablecoin issuers.
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